Privacy Policy

Privacy Policy

Introduction

Welcome to https://mortgage-insurance.pobb.net! We are committed to maintaining a transparent and secure online environment for our users, ensuring that your privacy is respected at all times. This Privacy Policy outlines how we collect, utilize, and safeguard the personal information of our visitors and users in adherence to international data protection regulations.

Scope

This policy covers all aspects of our digital presence, including but not limited to our website (https://mortgage-insurance.pobb.net), mobile applications, online services, and products offered by Mortgage-Insurance (also referred to as ‘we’, ‘us’, or ‘the Company’). Please note that this policy does not extend to external platforms, apps, or services linked from our site, which have their own privacy notices that govern data collection.

Processing Activities

This policy outlines the practices related to:

  • Using our applications and services as an authorized user.
  • Visiting and interacting with our websites.
  • Communicating with us through various channels like emails, calls, or text messages.

Personal Data Collection

We gather diverse categories of personal information to enhance your experience and provide tailored services. These include:

  1. Account Information: Details required to create and manage your user account, such as usernames, passwords, and email addresses.
  2. Payment Information: Data related to transactions, including payment method details and billing addresses.
  3. Financial Information: Records of financial activities, loan details, and insurance-related data.
  4. Purchase Information: History of products or services bought from us, including order numbers and purchase dates.
  5. Mobile Device Identifiers: Unique identifiers from your mobile devices, used for personalization and analytics.
  6. Location Data: Information about your geographical location when you interact with our services.
  7. Feedback: Comments, reviews, and responses provided by users to improve our products and services.
  8. Social Media Information: Data obtained from social media platforms when users choose to log in via these services.
  9. Product Information: Details about the products or services that interest you on our platform.

We collect this data through direct user input, automated tracking technologies, and third-party sources who assist us in delivering services.

Cookies and Similar Technologies

We employ cookies and similar technologies to enhance your experience on our website:

  • Strictly Necessary: These ensure basic functionalities of the site, like secure login.
  • Preference: Remember user preferences for a personalized experience.
  • Analytics: Track site usage to improve performance and deliver content tailored to user interests.

Users can manage their cookie preferences through our Cookie Manager, allowing control over non-essential cookies.

Data Retention and Deletion

Mortgage-Insurance is committed to data minimization and retention for legitimate business purposes only. We retain personal data as required by law or for the duration needed to fulfill the purpose of its collection. Once the purpose is achieved, we securely delete or anonymize the data.

Security Measures

The security of your information is a top priority. We have implemented robust organizational and technical safeguards to protect against unauthorized access, disclosure, or misuse of personal data. This includes encrypted communication channels and secure third-party processors who adhere to strict data protection standards.

Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect or store personal data from children in this age group.

Your Rights

Depending on your location, you have various rights regarding your personal data:

  • Access: Retrieve and understand the data we hold about you.
  • Rectification: Request corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Ask for the deletion of your data where there are no legitimate grounds for retaining it.
  • Restriction: Limit our processing of your data under certain conditions.
  • Portability: Receive your personal data in a structured, commonly used format and transfer it to another controller.
  • Object: Object to the processing of your data based on legitimate interests or specific circumstances.
  • Non-Discrimination: Be free from discriminatory practices when exercising your data rights.

To exercise these rights or for data-related queries, please reach out to our privacy team at [email protected] or via postal mail to the address provided on our website.

Changes to Privacy Policy

We may update this policy from time to time to reflect changes in our practices or regulatory requirements. Any modifications will be posted on this page, and we encourage users to review it regularly.

Contact Information

For any privacy-related inquiries, unsubscribe requests, or feedback, please contact us: